Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	6,887,221	648,762	223,192	1,275,463	379,580	139,036	75,752	3,669
January 2006	7,985,226	872,516	321,355	1,489,993	452,266	183,989	123,037	3,566