Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	10,262,234	626,911	204,166	1,625,046	209,425	48,140	47,633	27,079
January 2006	12,583,123	889,953	371,971	1,882,628	91,747	54,853	51,632	26,780