Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	4,181,465	235,672	146,383	1,167,585	218,891	125,456	119,138	67,591
January 2006	5,166,924	329,559	199,566	1,297,353	303,852	194,251	186,026	43,262