Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	12,182,146	1,838,543	973,863	2,897,019	633,188	304,286	285,571	150,495
January 2007	12,863,266	2,317,378	1,495,933	3,031,596	688,365	332,309	313,647	145,253