Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	11,474,432	2,139,818	423,913	1,895,458	296,825	160,427	138,535	25,493
January 2006	13,283,379	2,400,575	785,101	2,000,770	340,701	181,561	159,439	25,574