Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	24,995,666	3,497,655	1,670,903	2,535,330	360,377	243,024	219,398	—
January 2007	26,517,652	4,055,117	2,155,654	2,627,873	416,408	282,455	259,015	—