Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	240,054,754	30,457,950	12,609,063	29,560,136	8,706,172	2,936,149	2,461,180	897,045
January 2006	279,429,386	39,101,499	18,452,853	32,924,371	10,650,187	4,188,878	3,506,867	1,233,865