Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	30,748,224	2,519,462	1,203,466	4,254,873	1,157,053	332,075	305,097	172,734
January 2006	36,088,996	3,419,524	1,910,765	4,582,232	1,520,471	531,683	468,294	189,954