Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	1,235,002	49,516	11,870	313,045	1,339	—	—	—
January 2006	1,679,133	74,813	31,487	323,535	3,587	2,358	2,358	0