Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	10,856,834	1,413,855	523,558	946,251	463,441	382,721	377,402	39,497
January 2007	11,876,925	1,748,055	747,522	1,006,004	528,473	429,801	421,181	96,034