Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	11,723,656	1,081,227	291,251	2,633,113	253,826	80,886	71,858	52,661
January 2006	13,810,270	1,419,693	432,851	3,045,788	288,814	97,992	89,147	50,281