Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	10,977.6	1,532.3	761.9	2,234.6	603.1	307.9	256.4	8.1
January 2007	12,440.2	1,983.7	1,077.6	2,493.2	657.5	361.1	309.5	14.0